Professional indemnity for engineers - Engineering insurance!

As an engineer you might have designed, developed and engineered some excellent good ideas; software; or products, nevertheless can you deny the risks associated with these services? So, enjoy you got yourself covered with an engineering insurance policy to safeguard from these impending risks? Although, many engineers are aware of ace indemnity, they somehow are of the belief that "they-the engineers" don"t need it!
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